Ria Money Transfer
The go-to counter for sending and receiving cash across the Caribbean and beyond
Why Go
Just off Independence Square in the heart of Basseterre, Ria's local branch is where islanders, expats, and long-stay visitors handle remittances without the online hassle — walk in with ID, walk out with cash in hand or a transfer confirmed to over 160 countries.
The Experience
Expect a straightforward, counter-service visit rather than a destination in itself. The branch sits on West Independence Square Street in downtown Basseterre, a short stroll from The Circus and the ferry terminal, so it slots easily into an errand run or a morning in town. Staff process both send and receive transactions, and because Ria works through a global agent network, family abroad can send funds that are collectible here in minutes. Lines are longest around lunchtime and at the start of the month when remittances peak; mid-morning on a weekday is the calmest window.
What to Try
Cash pickup is the flagship service — receiving a transfer sent from the US, UK, Canada, or elsewhere in the Caribbean usually takes only minutes once the sender completes it. If you're sending, compare the exchange rate and fee quoted at the counter against Ria's website first; promotional online rates sometimes beat in-person pricing. Bring a valid government-issued photo ID (passport works best for visitors) and the transaction reference number (PIN) if collecting.
Insider Tip
Payouts are typically made in Eastern Caribbean dollars (XCD), which is pegged at EC$2.70 to US$1 — know that math before you get to the counter so you can sanity-check your payout. And go early: the branch opens at 7:30 AM, well before most Basseterre offices, so you can beat both the queue and the heat, then grab breakfast in town after.
The Practical Stuff
Located on West Independence Square Street, Basseterre, Saint Kitts. Open Monday–Friday 7:30 AM–4:00 PM; closed Sundays, with limited or no Saturday hours — call ahead at 869-465-3325 to confirm. Fees vary by destination, amount, and payout method. Photo ID is required for all transactions, and larger amounts may need additional verification. Basseterre is compact and walkable; taxis and minibuses stop nearby, and it's roughly 15 minutes by car from Robert L. Bradshaw International Airport.
Pair It With
- 869ToGo — Pick up local retail goods while you're already running errands in the area.
- 3 K's Pizza — An easy, affordable lunch stop once your transfer is sorted.
- 869 Sports Bar & Grill Guide — Unwind with a drink and island grill fare after finishing your business in town.
- ABC Car Hire — Sort your cash and your wheels in one outing — handy for exploring the rest of St Kitts.
